Mortgage calculator
What would the monthly payment be?
Estimate principal and interest on a Central Ohio home. Every input is editable. Start from today’s or enter your own. Taxes and insurance are shown as a separate estimate, since they vary a lot by home and school district.
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20.0% of price
About $657/mo per $100K borrowed
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Mortgage News Daily 30-year fixed, September 4, 2026
Estimated principal & interest
$2,103/mo
$320,000 loan · 80% LTV · 30-yr Conventional at 6.88%
Taxes & insurance (estimate)~$533–$867/mo
Varies by home and location, not included in the principal & interest above.
All-in estimate$2,637–$2,970/mo
Conventional loans under 20% down usually add private mortgage insurance (PMI) until you reach 20% equity. PMI is not included in the payment above.
Want numbers for your exact situation? Talk to a local lender.
Assumptions you can change
Central Ohio property-tax rates vary widely by school district and levies, so taxes are shown as a range. Adjust any figure to match a specific home.
Important disclosures
- This calculator is for general information only and is not financial, tax, or lending advice.
- It is not a loan approval, a commitment to lend, or a rate quote.
- Your actual rate and APR depend on your credit, loan-to-value, debt-to-income, loan program, and the lender, and change daily.
- Property taxes, homeowner's insurance, HOA dues, PMI, and mortgage insurance are estimated or excluded unless shown, and vary by home and location.
- FHA loans carry mortgage insurance premiums; VA loans have eligibility requirements and a funding fee. Neither is included in the principal-and-interest figure.
- Talk to a licensed lender for numbers specific to your situation.